Privacy Policy

Effective Date

As stated in this policy

Scope

All users of our services

Questions?

01 · Purpose

How We Use Data

We use personal data to respond to inquiries, evaluate insurance selection requests, provide requested information, maintain and improve the website, secure our systems, monitor performance, prevent misuse, keep business records, and meet legal or regulatory obligations. We may also use data to communicate about a request or transaction and to manage internal administration related to the site.

We process information only for operational, service, and compliance needs tied to the site.

02 · Sharing

Service Providers and Partners

We may share personal data with vendors and other operational partners that help us host the site, maintain security, analyze usage, manage communications, or support customer service and recordkeeping. These parties are expected to use the information only for the services they provide and to handle it under appropriate confidentiality and security obligations.

Service providers receive only the information needed to perform contracted functions.

03 · Legal basis

Legal Disclosures

We may disclose personal data when necessary to comply with legal obligations, respond to lawful requests, enforce our terms, investigate fraud or misuse, or protect the rights, property, or safety of HomeRange Insurance, our users, or others. We may also share information in connection with audits, disputes, or similar compliance matters.

Disclosure may be required to comply with law, process claims, or protect rights.

01 · Collection

Data We Collect

We may collect identifiers and contact details, age-range or household information relevant to retirement planning, insurance preference details, communication records, device and browser data, and usage information from site interactions. We also process information submitted in inquiries, quote requests, or comparison requests, together with records needed to operate and secure the site.

The categories collected depend on how a visitor uses the site and request forms.

02 · Sources

How We Collect Data

We receive data directly from visitors when they complete forms, send messages, or otherwise interact with the site. We also collect information automatically through cookies, logs, and similar technologies, and may receive limited information from analytics, hosting, or other operational providers that support the website.

Information comes from users, site systems, and service providers involved in site operation.

03 · Cookies

Cookie Types

The site may use essential cookies to support security and core functions, preference cookies to remember settings, and analytics cookies to understand site use and improve performance. Cookies may be session-based or persistent, depending on their purpose and lifespan.

We use a limited set of cookies tied to operation, preferences, and measurement.

04 · Controls

Cookie Controls

Visitors can usually manage cookies through browser settings and, where available, site controls. Blocking or deleting cookies may affect preferences, form behavior, or analytics functions. Some cookies are necessary for basic site operation and cannot be disabled through standard browser controls without affecting service performance.

Browser settings and cookie tools may limit non-essential cookies, but some features may not function fully.

User Rights

Your Rights

Depending on your location and the type of information involved, you may have the right to request access, correction, deletion, or restriction of certain personal data, and to object to some processing where permitted by law. Some requests may be limited where we must keep information for legal, security, or operational reasons.

Available rights depend on the nature of the data and applicable law.

Requests

How to Make a Request

To make a privacy request, use the contact details in this policy and describe the information or action you are requesting. We may ask for enough information to confirm your identity and locate the relevant records. If a request cannot be fully honored, we will explain the reason in general terms.

We may need to verify identity before acting on a request.

Data Retention

Retention periods vary by record type and business need. We keep personal data for the time needed to provide services, maintain records, resolve disputes, meet legal or tax obligations, and support security or fraud prevention. When data is no longer needed, we delete it, anonymize it, or retain it in a limited archive if required by law.

We keep data only as long as needed for the stated purpose or legal recordkeeping.

Policy Updates

Changes to This Notice

The updated version will apply once posted unless a different effective date is stated. If a change is material, we will take reasonable steps to draw attention to it through the site or other appropriate notice methods.

We may revise this notice when our practices, services, or legal obligations change.